OFFICIAL 2024-2025 BOWL CHALLENGE RULES

1. There will be four (4) opporUTnities to WIN a Cash Prize!
2. Everyone must register at KevinAndrewOnline.com.
3. Even if you have participated before, you MUST re-register to participate.
4. 100% of all collected $30 Registration Fees will be returned as Cash Prizes.
5. Commissioner Kevin receives NO “Administrative Cut”.   He does this because he is insane.
6. Challengers may play more than one Handle Name, as long as a registration fee is paid for each.
7. The registration fee covers participation throughout the entire Bowl Season & College Football Playoff.
8. NOTE CHANGE OF ADDRESS: Mail payment to:  Kevin Jeske-Polyak | 700 12th Ave. S., Unit #1012, Nashville, TN 37203.
9. CFP match-ups will be revealed on “CFP Selection Day”. Bowl match-up announcements will follow.
10. Challengers predict outcomes online prior to two (2) firm pick deadlines:
11. Deadline 1: 40 picks (bowl games) . .  picks due Wed, Dec 10, 2025
12. Deadline 2: 7 picks (CFP games)  . . . .  picks due Wed, Dec 24, 2025
13. Predictions made online may be CHANGED up until each deadline.
14. Sorry, the automated system will “lock” when each deadline passes and will not accept Late Picks.
15. Points are awarded by picking the correct teams to win and accuracy of score predictions.
16. Updated cumulative rankings are posted every day throughout the challenge.
17. Prize Money from collected Registration Fees (100%) is distributed as follows:
    • 50% awarded to the Bowl Season Champion.
    • 25% awarded to the Bowl Season Runner Up.
    • 15% awarded to the 3^rd Place Finisher.
    • 10% awarded to the 4^th Place Finisher.
18. Extra points are earned based on accuracy of score predictions, as follows:
    • 20 points for predicting the Exact Score of a game.
    • 10 points for predicting the Winning Team & Point Difference, but not the exact score.
    • 10 points for predicting the Winning Team & Points Scored by One team.
    • 7 points for only correctly predicting the Winning Team.
    • 3 points for only correctly predicting the Number of Points Scored by one of the teams.
19. If an opponent is changed in any game or the game is canceled for any reason, that game may be removed from our challenge.
20. The Challenger who earns the greatest number of points during the challenge is the Bowl Season Champion.
21. Other Challengers among the “Top Four” will include the Bowl Season Runner Up, 3rd Place Finisher & 4th Place Finisher.
22. In the event of a tie for any of the top four prizes, the Challenger with the most accurate prediction for the Championship Game will be declared the winner.  Considerations for determining the most accurate prediction will be as follows, in this order: (1) the correctly predicted winning team, (2) the closest prediction to the absolute value of the point difference in game, regardless of the predicted winning team.  (3) If a tie still cannot be broken after applying these criteria, the prize money will be split. (e.g. 3a) If it is a 2-way tie, the sum of the prize money for both places (e.g. first & second), will be added and divided by 2. (e.g. 3b) If it is a 3-way tie, the sum of the prize money for all three places (e.g. first, second & third), will be added and divided by 3.
23. In the unlikely event of a game that is canceled for any reason, results will be tabulated for the games that were played.
24. In the highly unlikely event of a system failure of any kind, alternate deadlines and/or methods of submitting picks may be announced.